Privacy Policy

AmeriFunders (“We” or the “Company” or “AmeriFunders” or “https://amerifunders.com/”) and our affiliates respect your privacy and want you to understand how we collect, use, disclose, and protect your information. This Privacy Policy applies when you visit or interact with https://amerifunders.com/ or any subdomains or mobile applications owned by the Company (collectively the “Site”). While this is not a consumer website and is intended for business-to-business communication, some information collected is personal in nature. This Policy applies to any information collected through your direct use of the Site, as well as through any means of electronic messaging and by telephone. This Policy also describes your choices in updating and accessing your information.

Acknowledgement and Agreement

The Site is only intended for use by legal residents of the United States and individuals 18 years of age or above. By visiting, submitting information, or otherwise engaging with the Site, you signify that you have read, understand, and agree to our Privacy Policy and our Terms of Use. If you do not agree, are not a legal resident of the United States or are under the age of 18, then immediately discontinue use of the Site.

Your Information

What Information We Collect

We collect business and personal information through various sources in response to your use of our Site and as necessary to deliver our services and products. The examples below are an illustrative, not comprehensive, overview of the data we collect.

• Contact and Personal Information: including your name, email address, mailing address, phone number, and social security number.
• Business and Financial Information: including your business name, business address, industry type, tax ID, and ownership verifications.
• Financial Information: including your business bank account information, payment behaviors, and transaction details. AmeriFunders utilizes the services of Plaid, a secure third-party, to access your data directly from your financial institution. Through connecting with Plaid, you grant AmeriFunders the authority to access and transmit your financial information for the duration of our effort to fulfill your business funding needs.
• Unique Identifiers and Behavioral Data: including IP address, location data, logs, the equipment or devices you use to access our Site, search queries, and your activity data as you navigate through the Site.

How We Collect Your Information

AmeriFunders collects your information:

• Directly from you when you submit it, either through your use of the Site or provided by you through any other means of written or verbal communication. Written and verbal communication means any interaction with us, including but not limited to phone conversations, emails, text messages, SMS messaging, and the exchange of signed documents.
• From third parties, including but not limited to our affiliates and business partners, service providers or vendors, credit reporting agencies, or public records.
• From tracking technologies used to collect and analyze your non-personal information through your use of the Site. Like most websites, this data is collected automatically through various means, including cookies, flash cookies, web beacons, embedded scripts, and IP capture technologies.

Why We Collect Your Information

We collect your information in response to your request for business funding. By using this Site and submitting your business, personal, and financial information to us, you are giving us consent to use this information to evaluate your eligibility for business funding products and services provided by AmeriFunders, our affiliates, and business partners. Additionally, we may use, store, compile, and analyze your information to:

• Communicate with you and manage our relationship, which includes responding to your requests, inquiring about your business needs, sending marketing communications, offering additional services or products, providing account updates, and requesting customer feedback in the form of surveys or reviews.
• Generate reports, analyze data, and conduct research for improving our Site and services, to better understand our customers’ needs and interests, and overall provide an improved, safer, more efficient funding experience.
• Fulfill our legal obligations, including verifying your identity in a reasonable effort to guard against fraud, enforce our contractual rights, or comply with any state or federal laws.

Information Disclosure

Through your participation in the Site, you acknowledge that the information you submit may be shared with AmeriFunders in response to your interest in our business products and services. By submitting your information to us through our Application and acknowledging that you have read and accepted the Terms and Conditions, please note that by clicking “continue” on our Application, you are providing written consent for AmeriFunders to obtain and review your consumer and business credit reports.

Third Party Websites

The Site may contain links to other websites whose Privacy Policy differs from that of AmeriFunders. If you visit, submit information, or otherwise engage with any website linked through the Site or provided by us via email, then we encourage you to read the Privacy Policy of that website carefully. Social media companies and other third-party companies linked with our site may also collect non-personal information about your visit to our Site through recognition and tracking technologies, including your IP address and which pages you are visiting. Our Site includes social media widgets and features, such as the Facebook “like” button and Twitter icon. These social media features are likely hosted by the company providing it and subject to the Privacy Policy of that company. AmeriFunders also utilizes web analytics tools, including Google Analytics, which helps us assess how you engage with and navigate through our site. The information collected by Google Analytics is anonymous and does not contain personally identifiable information.

Managing Your Information

Submitting your personal, business, and financial information through the https://amerifunders.com/ Application is voluntary. Once submitted, your information is subject to the Privacy Policy and Terms and Conditions to which you agreed by clicking “continue,” and we may not be able to process a request to delete or modify this information in certain circumstances.

SMS Consent

At AmeriFunders, we respect the privacy of our customers and are committed to protecting your personal information. By providing your consent to receive SMS communications, you acknowledge that such consent is for the exclusive use of AmeriFunders. We do not sell, share, transfer, or otherwise disclose your SMS consent to any third parties. Your consent to receive SMS messages is used solely for communications related to our services, and you may withdraw this consent at any time by following the opt-out instructions provided in the messages.

California Privacy Rights

Residents of California have specific rights regarding privacy under California State Law. If you are a permanent resident of California and want to request this information in writing as permitted once per year, then submit your request along with your current California address in an email to info@amerifunders.com.

Security

AmeriFunders uses various technologies and operational procedures to keep your information safe from unauthorized use or access. Protective technologies include safeguards like firewall barriers and data encryption with Transport Layer Security (TLS). We also use encryption such as the Secure Socket Layer (SSL) protocol when we transmit confidential information.

Changes To Our Privacy Policy

AmeriFunders reserves the right to update or edit this Privacy Policy at any time and without notice. The “Last Updated” date will change with every modification, so we encourage you to review this Policy each time you visit the Site.